BBBsocial – at what conditions?
We vouch for your project with your bank or savings bank by providing loan collateral in the form of default guarantees. In this way, we make financing possible that would be too risky for the bank or savings bank on its own or would not meet the "standard". BürgschaftsBank Berlin acts as a kind of credit manufactory. We structure the financing and then implement it together with the bank or savings bank.
Maximum guarantee amount:
max. € 1.25 million
Guarantee quota:
max. 80 % of the loan amount
Amount of financing (Financing examples):
2.0 million € with a guarantee ratio of 62.5 %
= guarantee in the amount of € 1.25 million
1.562 million € with guarantee quota of 80 %
= guarantee in the amount of € 1.25 million
1.0 million € with guarantee quota of 80 %
= guarantee in the amount of € 800,000
Duration:
- Up to 8 years for working capital
- Up to 15 years for investments
- Up to 23 years for investments in real estate
Processing fee:
one-time 1.5 % on the loan amount
Guarantee commission:
1.75 % p. a. on the value-dated loan amount
How do I get BBBsocial?
There are two possibilities:
a) Via the bank/savings bank
The bank or savings bank submits the guarantee application to BürgschaftsBank Berlin together with you. Form under:
https://be.ermoeglicher.de/ueber-uns/service-downloads/dokumente/ > "Antrag"
In the application place the cross next to "BBBsocial”.
b) Financing portal
Request financing inquiry free of charge and without obligation in the financing portal of the guarantee banks:
https://finanzierungsportal.ermoeglicher.de/